Ikaw ba ay minsan nang nabigo sa pagkuha ng housing loan?
-Taunang sweldo ay 300 kalapad o mas mababa
-Wala pang isang taon sa pinagtatrabahuhan
-Halos walang ipon o pondo para sa sarili
-May mga hindi pa natatapos na loan katulad ng sasakyan o bahay
-May mga hindi pa natatapos na bayarin katulad ng bank card, credit card cashing,mga pautangan at revolving payment
-Debt consolidation, self bankruptcy
-May sinalo o shinoulder ang utang ng kapamilya
-Ang kontrata sa trabaho ay pangsamantala lamang,part timer, self employed
-Nakatanggap ng negatibong resulta sa isang housing loan mula sa ibang kumpanya
[Kapag ikaw ay hindi naappruban sa isang housing loan…]
[susuko ka nalang ba…]
PARA SA IYO KAIBIGAN!!
Kung ipagkakatiwala mo ito sa isang experto (mortgage planner) kahit ikaw ay minsan nang nareject sa isang housing loan,mayroon paring posibilidad na ikaw ay maaprubahan.
Ang mga tanggapan na nagsasabi na wala kang magiging problema sa pagloloan kahit hindi ka sigurado sa sarili mo ay walang totoong kaalaman.nais nilang makapagbenta kaya hihikayatin ka nilang subukan mo ito kahit hindi kapa sigurado sa bagay na ito.Mahalagang lumapit ka sa isang mortgage planner na experto sa larangang ito para sigurado ka sa mga hakbang na gagawin mo.
Huwag mag atubiling kumonsulta sa aming tanggapan para sa anumang katanungan gamit ang consultation form.
Agad po kaming tutugon sa inyong mga katanungan.Ang amin pong consultation fee ay walang bayad.
FLOW OF WORK 1 (For those who are 50% or more approved)
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Free consultation |
We have a free consultation by email, telephone or we can meet |
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Explanation of work contents ・explanation of compensation. I will explain the payment method. if you agree then we can have a contract |
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Conclusion of mortgage brokerage service agreement |
(1% of borrowing amount+ consumption tax) business fee will be charged |
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Hearing |
I will ask the current situation in more details |
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Personal Information Investigation |
(30,000+ consumption tax ) Please pay it once. Mortgage approval will be executed and it will be deducted from the payment fee to this place of business. |
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Support for financial institute selection |
Lets select the bank that will do the best thing for you (accompanying support) |
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Preliminary examination, procedure for main examination (accompanying support) |
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Conclusion of real estate sale contract |
Signing for Sales contract (accompanying support) |
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Concluded money consumption loan agreement |
Contract signing with the selected financial institute (accompanying support) |
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Settlement |
Pay the amount borrowed to the real estate company. Then, the new house will be yours (accompanying support) |
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Payment |
Pay the amount stated in the contract with our office. After the payment, your contract with our office will be closed |
FLOW OF WORK 2 (For those whom the mortgage application/examination was declined by another company)
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Hearing |
Free Consultation |
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Explanation of work contents, cost and payment method |
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Personal Information Investigation |
(30,000+consumption tax ) Please pay once Mortgage approval will be executed and it will be deducted from the payment fee to this place of business. |
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Conclusion of mortgage brokerage service agreement |
[2 – 3% of loan amount of loan amount + consumption tax] operating fee will be charged |
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Improvement advice and planning preparation |
There may be times when you need consulting for a shot term or a long term |
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When judging that the approval probability is 60% or more, submit a preliminary review to financial institution |
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Preliminary review |
Accompanying to the selected financial institute |
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Main examination |
Accompanying to the selected financial institute |
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Conclusion of real estate sale contract |
Sales contract signing (accompanying support) |
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↓ |
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Concluded money consumption loan agreement |
Contract signing with the financial institute (accompanying support) |
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↓ |
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Settlement mortgage execution |
Pay the amount borrowed to the real estate company. Then, the new house will be yours (accompanying support) |
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Payment |
Payment of the amount stated in the contract with our office, after the payment, the contract with us will be closed |